Paying For Graduate School
Higher education comes with a high price, and most students do not have the cash not only to pay for grad school upfront but also to pay for food, housing, medical expenses, etc. Luckily, there are many options available to help you.
Select an article below to learn more.
Government Student Loan Consolidation
As the value of higher education rises, so does the price. The only way that many students can afford higher education is through student loans. Having multiple student loans can mean high monthly payments and interest rates, but federal student loan consolidation can reduce monthly payments and lower interest rates. Federal student loan consolidation […]
Read MoreThe Effects of Defaulted Student Loans
Once a student loan goes into “default” status, the full balance of the loan becomes due immediately. Default status also means that other options for delaying payment, including student loan deferment and forbearance, can no longer be used. The consequences of these unpaid loans can cause problems beyond the loans themselves. Defaulted student loans can […]
Read MoreBeyond Stafford Loans
What loans for graduate students are out there? Paying for their children’s education is often a dream for many parents; however, this is not always feasible because of increasing tuition rates. The PLUS Loans program offers parents an affordable opportunity to pay for their children’s higher education. This program is a government-assisted program that provides […]
Read MoreStudent Loan Information: Direct Student Loans
There is so much student loan information on the internet; it is hard to decipher what is accurate and what is not. What is important to know about student loans? Student loans are often the only way for students to fund their continued education. The Federal Direct Student Loan Program (FDSLP) has become a way […]
Read MoreRefinance Student Loans
Some students choose to refinance student loans to reduce their student debt and monthly loan payments. Students can refinance their loans through various ways, such as consolidation. Students should consider several things before refinancing student loans. For example, federal and private loans should be refinanced separately. Federal loans have lower interest rates than do private […]
Read MoreLoans for Graduate Students
Higher education can be funded through a variety of resources, including loans for graduate students. For students who exhibit financial need, Perkins Loans are a viable option. Though debt from Perkins Loans can be excused under some specific situations, this debt must be paid back like most other student loans. The policies of student loans […]
Read MoreStudent Debt Assessment
As the price of higher education has been rapidly increasing, so has the national amount of student debt. Funding student loans has been a recent priority of the government and banks. A law passed in 2007 discouraged private lenders from consolidating student loans, which caused problems for students with debt. Lenders do not want to […]
Read MoreStudent Loan Consolidation
The numerous types of student loans are commonly organized into two categories: federal student loans and private loans. Over $60 billion a year is disbursed through federal loans, military compensations, work-study programs, and grants. Federal student loans issued through the U.S. Department of Education are usually simple to consolidate. Private loans are granted through […]
Read More